Home Care License Cost in California
Verified 2026 state fees, realistic timelines, and the true cost to open a home care agency in California — plus fixed-price help from Cura.
A California Home Care Organization (HCO) license costs $5,603, paid to the Department of Social Services for a two-year term. A Home Health Agency (HHA) license from the Department of Public Health costs $2,946. Your total startup cost is higher once insurance, bonding, and business formation are added.
California licensing fees at a glance
| Fee | Amount | What it covers |
|---|---|---|
| Home Care Organization (HCO) license — CA Dept. of Social Services (CDSS) | $5,603 | Biennial (two-year) licensing fee for non-medical, in-home personal care. |
| Home Health Agency (HHA) license — CA Dept. of Public Health (CDPH) | $2,946 | For skilled nursing and medical home health services. |
Total cost & timeline to open in California
Total cost to open
As a rough estimate, budget about $8,000 to $15,000 to fully open a licensed California home care agency, combining the state license fee, liability insurance, a surety bond where required, and business formation costs.
Typical timeline
Plan on roughly three to six months for a Home Care Organization license once CDSS receives a complete application. A Home Health Agency license usually takes longer, because it adds Medicare certification and, in some counties, application backlogs.
Cura files your California HCO license for a fixed $3,995 or the skilled HHA license for $5,495, each including document preparation and submission support; see our HHA application package.
How much does a home care license cost in California?
A Home Care Organization (HCO) license costs $5,603, paid to the California Department of Social Services (CDSS) for a two-year term. If you plan to provide skilled, medical care, a Home Health Agency (HHA) license costs $2,946 through the California Department of Public Health (CDPH). Which one you need depends on the type of care you want to deliver.
California home care license fees (2026)
California splits home care into two regulated categories, each with its own agency and fee:
- Home Care Organization (HCO): $5,603 biennial licensing fee to CDSS for non-medical, in-home personal care and companionship.
- Home Health Agency (HHA): $2,946 to CDPH for skilled nursing and medical home health services.
Home Care Organization (non-medical)
An HCO covers help with bathing, dressing, meals, medication reminders, and companionship, but it does not allow skilled nursing. Every caregiver you employ must register with the state Home Care Aide Registry and clear a criminal background check before working with clients. This is the most common license for a new non-medical agency in California.
Home Health Agency (skilled care)
An HHA lets you provide nursing, therapy, and other clinical services, often billed to Medicare or insurance. The state fee is lower, but the process is far more involved and includes Medicare certification and, in some regions, longer waits. You can learn more on our California licensing page.
What else you will pay for
The state fee is only one line on your budget. Most new California agencies also pay for:
- General and professional liability insurance, usually a few thousand dollars a year.
- A surety bond where required by your county or a payer.
- Business formation, such as setting up an LLC or corporation and registering with the state.
- Background checks and Live Scan fingerprinting for owners and caregivers.
How long does it take?
Once you file a complete HCO application, CDSS review commonly runs about three to six months. The HHA route usually takes longer because it adds Medicare certification and, in some counties, application backlogs. Filing a clean, complete application is the single best way to avoid delays.
Do you need to be a nurse?
No. You do not need to be a nurse or a doctor to own a non-medical Home Care Organization in California. You do need qualified staff, and an HHA that provides skilled care must employ licensed clinicians, but ownership itself is open to anyone who meets the state's requirements.
The most affordable path
If you only plan to offer non-medical personal care, the HCO license is the cleaner and faster route to open. Many owners start with an HCO, build a client base, and add skilled services later. Doing the paperwork right the first time is what actually keeps costs down, since a rejected application means lost time and repeated effort.
Get help with your California application
Cura prepares and submits your California application for a fixed price, so you know the full cost up front. See our HCO application support package or book a free discovery call to map out the best path for your agency.
California fixed-price licensing packages
Fixed price, agreed in writing before any work begins. Each package is prepared and submitted for you, fully online.
California Home Care Organization (HCO) license — Fixed-Price Application Support
California Home Health Agency (HHA) license — Fixed-Price Application Support
California home care cost FAQs
How much does a home care license cost in California?
A Home Care Organization (HCO) license costs $5,603 for a two-year term through CDSS. A skilled Home Health Agency (HHA) license costs $2,946 through CDPH. Total startup costs run higher once insurance, bonding, and business formation are added.
How long does it take to get a home care license in California?
A complete HCO application typically takes about three to six months to review. HHA licensing usually takes longer, since it also requires Medicare certification and can face regional backlogs in some counties.
Do I need a license to run a home care business in California?
Yes. Non-medical personal care requires a Home Care Organization license from CDSS, and skilled medical care requires a Home Health Agency license from CDPH. Operating without the correct license is illegal.
What is the cheapest way to get licensed in California?
For non-medical care, the Home Care Organization license is the more affordable and faster route. Filing a complete, accurate application the first time keeps costs down by avoiding rejections and repeat delays.
Do I need to be a nurse to own a home care agency in California?
No. You do not need to be a nurse to own a non-medical HCO. A Home Health Agency providing skilled care must employ licensed clinicians, but ownership itself is open to non-clinicians.
What is the difference between an HCO and an HHA in California?
An HCO from CDSS covers non-medical personal care and companionship. An HHA from CDPH covers skilled nursing and medical services, often billed to Medicare. They are separate licenses with separate fees.
Know your exact California cost before you start
Book a free discovery call and we’ll map your California licensing fees, timeline, and total budget — with a fixed price agreed up front.
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